EVALUATING THE EFFECT OF BANK LOANS ON FARMER HOUSEHOLDS IN QUANG TRACH DISTRICT, QUANG BINH PROVINCE

Abstract

This article evaluates the effect of using Agribank loans on farmer household income in Quang Trach district, Quang Binh province during the period from 2009 to 2011 by making a comparation between loan-using groups and non loan-using groups. Moreover, the results are also showed their average income. On the basic of these findings, solutions for using bank credit effectively are proposed.