SOLUTIONS TO ENSURE FINANCIAL SAFETY OF COMMERCIAL BANKING SYSTEM IN VIETNAM

Abstract

Ensuring financial safety in the system of commercial banks is understood as maintaining financial stability and health during the operation of the bank, on that basis, minimizing and limiting the risk of the financial system. In recent years, Vietnam has gradually improved the standards to ensure safety in the operation of banks according to international standards; many legal instruments to build a stable financial system. However, in nearly time, commercial banking system in Viet Nam still has existed risk, increase of bad debt... The objective of the article is to assess financial safety in Vietnam's commercial banking system in the period of 2015 - 2019 by financial indicators such as capital adequacy ratio, credit adequacy, liquidity adequacy, income statement, thereby offering some solutions to enhance financial safety for Vietnam's commercial banking system.

Keywords: ensure, financial security, commercial banks, Vietnam.