DEVELOPMENT OF AGRICULTURAL AND RURAL CREDIT FOR INDIVIDUAL CUSTOMERS IN VINH LONG PROVINCE

Abstract

In the trend of innovation and increasingly deep integration, personal credit, especially for agriculture and rural areas, plays a key role in economic development, improving people’s
lives, and ensuring social security. In Vinh Long province, expanding access to credit for individuals in rural areas not only meets the capital needs for production, business, and consumption but also contributes to improving the efficiency of resource use, economic restructuring, and sustainable development. The article focuses on analyzing the current
situation of personal credit in agriculture and rural areas in Vinh Long province in the period of 2015-2024, thereby proposing well-founded recommendations to improve access
to credit, increase capital use efficiency, and aim for comprehensive and sustainable socio economic development.